Help to Buy


A little extra support, so that you don’t have to compromise


Help to Buy is a scheme created by the Government to help people purchase their own home. We know that once you’ve found your dream home, trying to save for a deposit can be frustrating – that’s why we’re pleased to offer many of our Legal & General Homes properties under the Government’s Help to Buy scheme.

Through Help to Buy, you can apply for an equity loan of up to 20% on any new build home valued up to £600,000 and you can secure a property with a deposit of just 5% of the purchase price. You won’t be charged fees on the 20% loan for the first five years of owning your home.

To qualify for Help to Buy, your chosen home can be up to £600,000 and you need to have a deposit of at least 5% of the price. The property you’re buying must be your only home – it can’t be a home you’re planning to rent out. Similarly, you can’t rent out your existing property and buy another using Help to Buy.


How the numbers add up

With a Help to Buy Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.Once your mortgage has been approved, your Help to Buy agent will supply an equity loan of up to 20% to finalise the purchase of your home.

For example, when buying a home worth £300,000, you would need:

  • 5% Deposit – £15,000
  • 20% Equity Loan – £60,000
  • 75% Mortgage – £225,000

Use our Help to Buy Calculator


You can find out more information about Help to Buy in our free downloadable document.

I would like to buy a house for

min £80,000 max £600,000
Enter a house price

My Help to Buy Requirements:

deposit £14,000 5%
equity loan £56,000 20%
mortgage £210,000 75%

Terms & Conditions Apply